DEMAND CURVES www.hsdent.com Copyright 11 Accessories and other sound equipment including phonographs Accounting Fees 1 1 Admission fees for entertainment activities, including lectures, movie, theatre, concert, opera or other musical series 1 Admission fees to sporting events 1 1 Admission fees to sporting events on out-of-town trips Airline fares 1 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Alcoholic beverages at restaurants, cafes, bars on trips Alteration, repair, tailoring of apparel and accessories 1 1 Apparel laundry and dry cleaning - coinoperated 1 Apparel laundry and dry cleaning not coin operated 1 1 9 Auto rental on out-of-town trips Auto repair service policy 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Automobile finance charges Babysitting or other child care in your own home 1 1 1 1 Basic lease charge (truck/van lease) Bathroom linens 1 1 1 1 Battery replacement, floormats, seatcovers, filter, brake parts, and other equipment, supplies, parts, and accessories for auto; boating supplies and accessories Bedroom linens 1
DEMAND CURVES www.hsdent.com Copyright 11 Bicycles Body work, painting, repair and replacement of upholstery, vinyl/convertible top, and glass 1 1 1 Books not purchased through book clubs Books purchased through book clubs 1 1 9 Boys' accessories Boys' coats and jackets 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Boys' footwear Boys' pants 1 1 Boys' shirts Boys' shorts, excluding athletic 1 1 1 Boys' suits, sportcoats, and vests Boys' sweaters 1
DEMAND CURVES www.hsdent.com Copyright 11 Boys' underwear Boys active sportswear 1 Boys other clothing, incl. costumes Boys uniforms 1 1 Brake work Calculators 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Camping equipment Care for invalids, convalescents, handicapped or elderly persons in the CU 1 1 1 Care in convalescent in nursing home Cellular phone service 1 1 1 9 7 1 Charges for checking accounts and other banking services, excluding safe deposit China and other dinnerware 1 1 1 1 7
DEMAND CURVES www.hsdent.com Copyright 11 Cigarettes Closet and storage items 1 1 Clothing rental Clutch and transmission repair 7 1 Color TV console and combinations of TV with other items, such as TV with VCR Commercial Medicare supplement (BC/BS) 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Commercial Medicare supplement (not BC/BS) Compact discs, tapes, needles, or records not from a club 1 1 9 7 1 Compact discs, tapes, videos, or records purchased from a club Computer information services 1 1 7 1 Computer software and accessories for nonbusiness use Computers, computer systems, and related hardware for non-business use 1 1 1 1 9
DEMAND CURVES www.hsdent.com Copyright 11 Contractors labor and material costs, and cost of supplies rented for inside and outside painting and papering 1 1 7 Contractors' labor and material costs, and cost of supplies rented for jobs considered addition, alteration, or new construction 7 1 Coolant/antifreeze, oil, brake & transmission fluids, additives, and radiator/cooling system protectant Cooling system repair 1 1 Cost of paint, wallpaper, and supplies purchased for inside and outside painting and papering Dental services 1 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Diesel fuel Docking and landing fees for boats and planes, boat ramp fees 1 1 1 1 Drivers' license Electric floor cleaning equipment 1 9 1 1 Electrical personal care appliances Electrical system repair 1 1 11
DEMAND CURVES www.hsdent.com Copyright 11 Entertainment expenses on out-of-town trips, including admissions to events, museums and 7 Eye exams, treatment or surgery, glass/lens service, glasses repaired 1 1 Fees for participant sports on out-of-town trips Fees for participant sports, such as golf, tennis, and bowling 1 1 1 Fees for recreational lessons or other instructions 17 Food and non-alc beverages at restaurants, cafes, fast food places on trips 1 1 1 7 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Fresh flowers or potted plants Front end alignment, wheel balance and rotation 1 1 1 Funeral, burial or cremation expenses Furniture repair, refurnishing, or reupholstery 1 1 1 1 Gardening and lawn care services, such as mowing, tree services, fertilizing, and yard work Gasoline 17 1, 1 1 1 7 1, 1, 1
DEMAND CURVES www.hsdent.com Copyright 11 Gasoline on out-of-town trips Girls' accessories 1 1 1 7 1 Girls' active sportswear Girls' coats, jackets, and furs 1 1 1 1 1 Girls' dresses and suits Girls' footwear 1 1 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Girls' hosiery Girls' shorts and shorts sets, excluding athletic 7 1 1 1 Girls' skirts, culottes, and pants Girls' sport coats, tailored jackets, shirts, blouses, sweaters, sweater sets, and vests 1 1 Girls' undergarments and sleepwear/loungewear Girls' uniforms 1 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Girls other clothing, incl. costumes Glassware Hearing aids Homeowners insurance - owned home includeng fire and extended coverage; management fees for property insurance in coops (non-vacation) 1 1 1 Housekeeping service, such as housekeeping, cooking, maid service, interior decorating, and carpet and upholstery cleaning services 1 Housing for someone at school 1 1 7 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Hunting and fishing equipment Infants' accessories, hosiery, and footwear 1 1 1 1 Infants' equipment Infants' furniture 1 1 Infants' rompers, dresses, and sweaters Infants' sleeping garments 1 1 1 17
DEMAND CURVES www.hsdent.com Copyright 11 Infants' undergarments, including diapers Intercity bus fares 1 1 1 Intercity train fares Interest on home equity loan - owned home 1 1 1 1 7 Intracity mass transit fares Jewelry 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Kitchen and dining room furniture Kitchen and dining room linens 1 7 1 Lamps and other lighting fixtures Lawnmowing equipment and other yard machinery, powered and nonpowered 7 1 1 1 Lease payment (car lease) Living room chairs 7 1 1 1 19
DEMAND CURVES www.hsdent.com Copyright 11 Living room tables Local transportation (excl. taxis) on out-oftown trips 1 1 1 1 Lodging away from home Lubrication and oil changes 1 1 1 Magazines, non-subscription Magazine subscriptions 1 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Management fees for security, incl. guards and alarm systems in coops and condos (non-vacation) Mattress and springs 1 1 7 1 Medicare payments Membership fees for automobile service clubs 7 1 1 1 1 1 Membership fees for country clubs, health clubs, swimming pools tennis clubs, social or other recreational organizations, civic, service, or fraternal organizations 1 7 Men's footwear 1 1 7 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Men's accessories Men's active sportswear 1 1 1 1 1 1 Men's coats, jackets, and furs Men's pants 1 1 1 1 Men's shirts Men's shorts and shorts sets, excluding athletic 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Men's sleepwear/loungewear Men's sportcoats and tailored jackets 1 1 1 Men's suits Men's sweaters and vests 1 1 1 Men's underwear Men's uniforms 1 1 1 7 1
DEMAND CURVES www.hsdent.com Copyright 11 Miscellaneous recreational expenses on out-of-town trips Modular wall units, shelves or cabinets, or other living room, family or rec-room furniture including desks 1 1 7 1 Mortgage interest - owned home; portion of management fees for repayment of loans in coops (non-vacation),,,,,, 1, 1, 1 1 Motor oil Motor repair and replacement Motor tune-up 1 7 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Moving, storage, and freight express 7 1 1 Musical instruments and accessories Natural or utility gas - owned home; portion of management fees for utilities in condos and New cars 1, 1 1 1, 1, 7 New trucks, pick-ups, vans, or jeeps Newspaper subscriptions 1, 1
DEMAND CURVES www.hsdent.com Copyright 11 Newspapers, non-subscriptions Non-electric cookware 1 1 1 1 Non-powered tools Office furniture for home use 1 1 9 1 1 Outdoor equipment Parking at owned home 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Parking fees at garages, meters, and lots Parking fees on out-of-town trips 1 1 Patio, porch or outdoor furniture Personal care services for females, including haircuts 1 1 1 1 Personal care services for males and females, including haircuts Personal care services for males, including haircuts 1 1 1 7
DEMAND CURVES www.hsdent.com Copyright 11 Pet services Pets, pet supplies and medicine for pets 1 1 1 1 Photographer fees Physicians' services 1 1 1 1 Ping pong, pool tables, and other health and exercise equipment Plastic dinnerware.. 1. 1...
DEMAND CURVES www.hsdent.com Copyright 11 Power tools Prescription drugs and medicines 1 1 Property management fees - owned home; condos and coops (non-vacation) Purchase and installation of clothes dryer 1 1 1 Purchase and installation of clothes washer Purchase and installation of microwave oven 1 1 9 9
DEMAND CURVES www.hsdent.com Copyright 11 Purchase and installation of refrigerator or home freezer Purchase and upkeep of cemetery lots or vaults 1 Purchase of eye glasses or contact lenses, excluding exam fee 1 Rent of dwelling, including deposit and parking fees,,,, 1, Rental and repair of musical instruments, supplies, and accessories Rental and repair of sports, recreation, and exercise equipment 1 1
DEMAND CURVES www.hsdent.com Copyright 11 1 Rental of furniture Rental of video cassettes, tapes, and discs 7 1 Repair of household appliances; including stove, vacuum, washer, dryer, sewing machine, refrigerator, and calculator Repair of television, radio, and sound equipment, excluding installed in vehicles 1 1 Repair tires and miscellaneous repair work, such as battery charge, wash, wax, and repair 1, Telephone or Pay Phone 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Safe deposit box rental School books, supplies, and equipment for day care center, nursery school and other 1 1 9 1 School books, supplies, and equipment for college School books, supplies, and equipment for elementary and high school 1 1 Service fee expenditures for home security systems 1 Services by medical professionals other than physicians 7 9 1
DEMAND CURVES www.hsdent.com Copyright 11 Sewing materials for slipcovers, curtains, and other home handiwork Ship Fares 1 1 1 Shoe Repair Small electrical kitchen appliances 1 1 1 Stereo Equipment Taxi Fares 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Taxi Fares on Out of Town Trips Telephones and accessories 1 1 1 1 1 Tenants Insurance Tires 1 1 1 1 Tolls on out-of-town trips Towing charges 1 1
DEMAND CURVES www.hsdent.com Copyright 11 Toys, games, hobbies, tricycles, and battery powered riders Trash and garbage collection owned home 9 1 1 7 1 Trash and garbage collection renter 1 Travel items, including luggage, and luggage carriers 1 1 9 1 9 Truck or van finance charges College Tuition 1, 1 1 1,
DEMAND CURVES www.hsdent.com Copyright 11 Tuition for elementary and high school 1, Used Cars 1 1 1, 1, Used Trucks or Vans Vehicle air conditioner repair 1, 1 1 1 Vehicle audio equipment including labor 1, Vehicle Insurance 1,
DEMAND CURVES www.hsdent.com Copyright 11 Veterinarian expenses for pets 1 Video cassettes, tapes and discs, laser discs, reels, prerecorded and blank video cassettes, video tapes, and diskettes 1 1 Video players, video recorders, video tape player, video tape recorder, video disc player, video camera receiver and recorder, and camcorder Watch and jewelry repair 1 Watches Winter sports equipment 1 1 1 1 9 7
DEMAND CURVES www.hsdent.com Copyright 11 Women's accessories Women's active sportswear 1 1 1 1 Women's coats, jackets, and furs Women's dresses 1 1 1 Women's footwear Women's hosiery 1 1 1
DEMAND CURVES www.hsdent.com Copyright 11 1 Women's pants 1 Women's shirts, tops, and blouses Women's shorts and shorts sets, excluding athletic Women's skirts and culottes 1 1 1 1 Women's sleepwear/loungewear Women's suits 7 1 1 1 9
DEMAND CURVES www.hsdent.com Copyright 11 Women's undergarments Women's uniforms 1 1 1 9 Women's vests, sweaters, and sweater sets 1