The Kipling Kronicle. Bringing the latest news to our evolving Kipling Community. Goblins and Ghouls of all ages enjoy a Kipling Halloween Treat.

Transcription

1 The Kipling Kronicle December/January Bringing the latest news to our evolving Kipling Community Special points of interest: Chicago Holiday Events Winter Planting Smart Eating for Holiday Parties Financial News Inside this issue: Board Meetings 2 Board Announcements 3 President s Letter 3 Community Events 4 Clubhouse Updates 5 Community Interest 6 Announcements and 8 Reminders Goblins and Ghouls of all ages enjoy a Kipling Halloween Treat.

2 Page 2 B o a rd o f D i re c t o rs Kipling Estates Homeowners Association Board of Directors President Bob Bradley Devonshire President Vice President Frank Zimmerle Galway Secretary Sue Olson Galway President Treasurer Patti McGrath Saint Andrews Estates President Landscaping Director Linda Ramlot Butterfield Ridge President Operations Director Patrick Crowley The Townes President Rules and Regulations Director Nancy Erwin Courtyards of Kipling President Director Jeanne Eggert Englewood Pointe President Ad Hoc Director Chrissy Kuehl Callaway Glen President All Board members can be reached through the Clubhouse Kipling Estates Clubhouse Contacts Clubhouse Manager Diane Gallico dianeg@kiplingcommunity.com Communications Manager Brenna Joyce Administrative Assistant Cathy Miller cathym@kiplingcommunity.com Clubhouse Staff Betty Presley bettyp@kiplingcommunity.com Clubhouse Staff Terri Lanzisero Clubhouse Staff Maria Koss Handyman Dave Jaral Board Meetings KEHA Master Board January 16, :00 PM March 20, :00 PM June 5, :00 PM - Annual meeting July 17, :00 PM September 18, :00 PM November 20, :00 PM Englewood Pointe Devonshire March 19, :30 PM May 7, :30 PM - Annual meeting July 16, :30 PM September 17, :30 PM November 12, :30 PM St. Andrews Estates January 8, :30 PM March 5, :30 PM May 21, :30 PM - Annual Meeting Butterfield Ridge March 19, :30 PM May 7, :30 PM - Annual meeting July 16, :30 PM September 17, :30 PM November 12, :30 PM Callaway Glen Galway Architectural Meetings The meetings will be at 6:30 PM 3/5/13, 3/19/13, 4/9/13, 4/23/13, 5/7/13, 5/21/13, 6/11/13, 6/25/13, 7/9/13, 7/23/13, 8/6/13, 8/20/13, 9/3/13, 9/17/13, 10/1/13, 10/15/13, 10/29/13 and 11/12/13 All meetings take place in the Kipling clubhouse at 850 Wynstone Drive. Also, please visit for updates and events.

3 B o a rd o f D i re c t o r s B u s i n e s s Page 3 Letter From the President Dear Kipling Residents, For the past few years, the Kipling clubhouse has sponsored Angel Tree. Angel Tree is a gift-giving program targeted to make less fortunate children a little happier during the holidays. Angel Tree is again here at our Clubhouse. Please take a few minutes to stop by the clubhouse and pick one or two tags off our tree. I will guarantee you it will make a child very happy, not to mention how good it will make you feel. See our Angel Tree notice in this newsletter for all the details. And thanks for giving. Also, you will find the 2013 assessment coupons for the Kipling Estates HOA in this newsletter. Please mark your calendars with these important dates as a reminder to pay your Kipling Estates HOA assessments on time. Bob Bradley Kipling Estates HOA President October 2012 Financial Summary October 2012 Income $ 73, * October 2012 Expenses $ 67, * YTD Income though 10/31/12 $ 359, * YTD Expenses through 10/31/12 $ 359, * Reserve deposits as of 10/31/12 $ 42, Account Balances as of 10/31/12 Operating Accounts Leaders Bank Operating Account $ 13, Leaders Capital Expenditure Account $ 6, Standard Bank MM Capital Expenditure Account $ 61, $ 80, Reserve Accounts Leaders Reserve Money Market $ 72, Leaders CD 10/26/12 $ 51, Leaders CD 9/21/12 $ 26, Leaders CD 10/1/12 $ 51, Standard Bank CD 11/21/12 $ 58, Standard Bank Reserve Money Market account $ 50, , Total Account Balances as of 10/31/12 $ 392, Accounts Recievable as of 10/31/12 $ 93, Accounts Payable as of 10/31/12 $ (317.50) $ Property Contact Numbers First Management Solution (Townes) Bay Property Services, Inc. (Devonshire) Hillcrest Property Management (Englewood Point) Hillcrest Property Management (Courtyards) Waste Management Winter Safety Tips: The sun s rays can still cause sunburn in the winter, especially when they reflect off snow. Make sure to cover your child s exposed skin with sunscreen. Dress in a few thin layers to keep dry and warm. Only ice skate and sled in designated areas. Do not go to areas that are not checked for safety. (Stay off ponds) Limit outdoor activities for children; they do not always know when to call it quits and maybe in danger or frostbite before they know it. Wash hands, although the cold weather does not cause colds, it is more common in cold weather as we spend more time in close quarters. Keep clean and healthy. * Does not include reserve account transfers

4 Page 4 C o m mu n i t y E ve n t s Family Friendly Events in the City Christmas in the City Chicago offers a variety of family friendly events to attend in the city. You can find family friendly events for all budgets. Christkindlemarket: The Christkindlemarket brings together the flavors of Germany and Europe to the Daley Plaza. Enjoy shopping, eating and some hot spiced wine for the adults. The event takes place from Thanksgiving until Christmas Eve. The market is located at Daley Plaza next to the famous Chicago Christmas tree. Lincoln Park Zoo/Brookfield Zoo Lights: Through January 1 at Lincoln Park Zoo Every Friday, Saturday and Sunday through December 11, Starting December 16 through January 1, activities will be offered nightly. FREE. At Brookfield from 4:00 p.m. - 9:00 p.m Regular parking and admission fees apply. in December: Saturdays & Sundays: 12/1 & 2, 12/8 & 9, 12/15 &16, and 12/22 & 23 Wednesday, 12/26 through Monday, 12/31 Features adorable animals holiday lights festival featuring over one million twinkling lights, animated light displays and a laser light show! least warm for Chicago) and just stroll the streets with a hot cocoa or a warm coffee. There are plenty of lights and animated shows in store windows for the entire family to see for free. Navy Pier Winter Wonderland Fest Rides, entertainment, food, Santa and much more. Navy Pier is a great place to take the family around the holidays, but can be pricey, so plan ahead. They offer family packages and cheaper options. Hours of operation November 30 December 15th Sunday through Thursday: 10 a.m. 5 p.m. Friday and Saturday: 10 a.m. 10 p.m. December 16th January 6th Sunday through Thursday: 10 a.m. 8 p.m. Friday and Saturday: 10 a.m. 10 p.m. Special Holiday Hours: Christmas Eve: (Monday, December 24) 10 a.m. 5 p.m. Christmas Day: CLOSED New Year s Eve: (Monday, December 31) 10 a.m. 6:30 p.m. McCormick Tribune Ice Rink Through March 11, 2012 at Millennium Park Open daily, but hours vary. Weather permitting. FREE admission. The holiday season isn t complete without a trip to Millennium Park s ice skating rink, which draws more than 100,000 skaters annually. Bring your own skates, or rent a pair for $10. City Lights Grab the family on a warmer winter day (or at

5 C l u b h o u s e U p d at e s Fro m D i a n e Page 5 Cookies with Santa Kipling Kids Cookies and Milk with Santa Come and join us on Saturday, December 15 th, 1:00 PM until 2:00 PM. Visit Santa, and pick up a bag of goodies. (Moms and Dads, bring your camera and take some lasting memories) Special Santa Helpers will be here, so be sure to stop in. Also, enjoy a performance by Little people. Vendor Fair Kipling Estates Vendor Fair took place Friday, November 16th. We had a great turn out this year with a variety of 15 vendors. Congratulations to the following residents, who were the winners of the raffles this year: Robin English, Lori Landers, and Allyson Shepherd. Angel Tree Tags by December 10 th. Annual Home Décor Contest The Salvation Army s Angel Tree Program. Come and pick up an Angel or two and make a child s Christmas special. All gifts must be dropped off, unwrapped Clubhouse Closings December 24, 25, 31 and January 1, Merry Christmas and Happy New Year Clubhouse Classes FREE Zumba Classes Tuesday and Thursday, Mornings at 9:00 am and Tuesday and Wednesday evenings at 7:00 pm Fit for Free P90X Free Fitness Club P90X, Insanity DVD, and more. Instructor Adam Underhill would like to introduce you to some serious workouts. Call the clubhouse for dates and times, (815) Karate Class Karate Classes held each Tuesday afternoon from 4:30 5:30 Contact Sensei Thomas at (815) Call the clubhouse to book your party or event or suggest classes or clubs. Kipling Holiday Decorating Contest will be thru the month of December. Judges are needed. Sign up to be a judge. It can be a fun family activity.

6 Page 6 Staying Healthy around the Holidays Each year the holidays come around, we celebrate with friends, family and that delicious food! Often all those holiday feasts cause us to pack on a few pounds, but here are some tips to keeping those extra pounds to a minimum this year. Act before you eat! Make a plan to do something physical the day of the holiday feast (maybe an early morning walk or after dinner stroll with the family). Plan on pushing your fitness plan a few minutes longer around the holidays. Come visit the gym a little earlier or stay a bit late. Make your time off meaningful; not an excuse to sit around. Eat before you eat! Many people skip breakfast in order to save room for the big meal, but this is not the smartest choice. Be sure to have a light breakfast that includes proteins to keep you fuller longer. Some healthy options include a hard boiled egg with fruit, scrambled egg whites with a few of Should You Take a Pension Buyout? If you've received an offer from your employer to buy out your pension, you're facing a big decision: Should you accept the lump sum or continue taking your monthly pension payments? You might be afraid that taking a lump sum would subject you to a big tax bill. But if you roll the money into a traditional IRA, you may be able to avoid paying taxes on those funds until you start your withdrawals. Consider your estate plans. Pension payments C o m mu n i t y I n t e re s t your favorite veggies, whole wheat toast with light peanut butter or a fiber rich cereal with low-fat milk. Lighten up what you eat! We can usually find some healthy replacement options for most holiday recipes. Try plain yogurt or fat-free sour cream in dips, and casseroles. Cut the amount of sugar or use apple sauce for half the sugar measurement. Try lighter oils and less butter for cooking. Make gravy with chicken broth rather than creams. Think before you eat! Make smart choices; place small portions of your favorites on your plate and choose items that are holiday specials. Treat yourself to something you can t have all year, but don t over do it. Again include lean proteins and veggies to fill you. Savor the food, eat slowly and enjoy the taste, the smell and the flavors. Then wait for a bit if you think you want seconds, if you re full don t fill up again! Celebrate smartly and keep off those extra pounds! generally end when you and your spouse are gone, but with an IRA, you may still end up with something you can leave behind. Don't forget about inflation. If your pension payments aren't indexed for inflation, they'll lose purchasing power over time. Within your IRA, you can invest for growth potential, but remember that all investments are subject to some level of risk. You're facing a big choice. Get all the facts, and then get some professional help from your financial and tax advisors. Presented by: Paul Kalafut, Shorewood's Edward Jones Financial Advisor Planting by Donna White American Maintenance Continued on page 8

7 Page 7 I s Y o u r H o u s e U n d e r W a t e r? H a v i n g T r o u b l e M a k i n g P a y m e n t s? N e e d t o k n o w t h e T R U T H a b o u t S h o r t S a l e v s F o r e c l o s u r e? A s k M e H o w I C a n S e l l Y o u r H o m e w i t h o u t Y o u P a y i n g a C o m m i s s i o n C a l l U s T o d a y - S t r i c t l y C o n f i d e n t i a l , a s k f o r C a r m e n o r S a n d y C a r t e r Office: 2911 Vimy Ridge Drive Joliet, IL CarterRealtyGroup@Gmail.com

8 K i p l i n g E s t a t e s H o m e O w n e r s A s s o c i a t i o n Kipling Estates Clubhouse 850 Wynstone Drive Shorewood, Illinois Welcome Home! Call now to advertise your business in the next issue of the Kipling Kronicle Full Page Ad $125 Half Page Ad $75 1/4 Page Ad $50 Business Card Ad $25 *All Kipling residents receive 25% off any advertisement placed for their own business * Deadline for all Ads is the 15th of the previous month. Newsletters will be printed and distributed every other month. Next issue Feb/March. R e m i n d e r s a n d A n n o u n c e m e n t s Special Events - Featured in Community Events For future newsletters, we would like to start including birthdays, anniversaries, graduations, first communions, birth announcements, etc. and any information that you would like to share with the neighborhood. The deadline to submit any dates for the February - March, submit by January 18th. Please any information you would like to share with your neighbors to: support@kiplingcommunity.com. Association dues Mark your calendars and be sure to pay dues on time. As of the 16th of each month that assessments are due, the payment is considered late and a late charge will apply. Use the coupons inside or sign up for auto pay at the clubhouse.